Annuity Rates

Posted On: July 20th, 2009 by Bob Richards

Read about accutane side effects here
Some commenters on the blog have asked about where to find annuity rates.  Here are sources for annuity rates:

any annuity agent
comparative annuity reports (www.comparativeannuityreports.com)
Immediate annuity rates  http://www.annuityshopper.com/calculators/immediateannuities/

Enjoy
Listen to this post

Bookmark It

Read the Post »


Annuity Safety

Posted On: March 5th, 2009 by Bob Richards

What Type of Annuity Is Safe for You?
Retirees who want to supplement their Social Security and pension income can look to their savings. They can invest those savings to generate an income or they can annuitize all or part of them. The annuity – as an insurance product – can offer a lifetime income. But [...]

Read the Post »


Annuities That Help You Qualify for Medicaid and Protect Your Assets

Posted On: February 27th, 2009 by Bob Richards

Long term health care costs remain high and growing. Because of this retirees with significant assets should plan for their potential Medicaid eligibility. A Medicaid qualified annuity can play a part in this planning when one spouse has to enter a nursing home leaving the other one at home.
Medicaid picks up the long term care [...]

Read the Post »


Creditor Protection and Other Protection of Fixed Annuities

Posted On: February 25th, 2009 by Bob Richards

What Protections Does a Fixed Annuity Offer?
Asset protection is an important consideration when deciding on retirement investments. One investment of particular interest to retirees is the fixed annuity. Annuities are geared to protect you from running out of income while you’re living.
But because a fixed annuity is an insurance product, it has special protections afforded [...]

Read the Post »


Ladder Annuities for Potentially More Income

Posted On: February 24th, 2009 by Bob Richards

If you’re 70 and living off your income from a Certificate of Deposit (CD) you may find it more advantageous to switch to a laddered annuities for more income. Let’s consider how.
A $100,000 5yr-CD paying  5% gives you an annual taxable income of $5,000. At a 25% income tax rate, you’re left with $3,500. Of [...]

Read the Post »


Revealing your earnings on an Immediate Annuity

Posted On: February 23rd, 2009 by Bob Richards

Understanding the earnings your money generates for you in an immediate annuity helps your evaluate your investment.
A single premium immediate fixed annuity (SPIFA) gives you a fixed monthly payment for the term of the annuity. That term may be a certain number of years or for the remainder of your life.
The amount the insurance company [...]

Read the Post »


Die Broke

Posted On: February 4th, 2009 by Bob Richards

How Do I Organize My Money to Spend My Last Dollar the Day I Die? asked the investor
And the advisor said, “That’s no problem, Sir. What day will that be?”
Not knowing when we’ll die means making sure we arrange our finances to produce income for as long as we live. Aside from being able to [...]

Read the Post »


Tax Consequences to the Annuity Beneficiary

Posted On: January 21st, 2009 by Bob Richards

Annuities are especially attractive to retirees because they assure an income for life. They’re often held as deferred annuities as a back up for those later retirement years as a supplement to other retirement income or when savings become depleted. But many retirees will die before tapping their deferred annuity. What are the tax consequences [...]

Read the Post »


Understand the Advantage of Tax-Deferred Investment Growth of Deferred Annuities

Posted On: January 20th, 2009 by Bob Richards

Sometimes, investors don;t understand the benefit of tax deferral.  They believe if they need to pay the tax eventually, what difference does it make to defer the tax.  This article explains the benefit clearly so you make the right decisions with IRAs, annuities and other tax deferred opportunities.
The secret to growing your investments is its [...]

Read the Post »


A Fixed Term Single Premium Immediate Annuity Helps Keep You in Control

Posted On: January 16th, 2009 by Bob Richards

In retirement, a guaranteed income can reduce your stress and allow you a less-panicked approach to investing. With no pension, you may be relying on Social Security as your only assured income. Buying a life annuity can guarantee that extra income, but you lose both control of your assets and their use as your legacy. [...]

Read the Post »



http://www.annuity-fixed-variable.com/annuities/comments/feed/