It's prevalent that investors and many financial advisors seek to identify investments with a "good" return. But such seeking amounts to guessing and forecasting about the future. No matter how well an investment has done in the past, you learn nothing about how it will do in the future ("Buying Unloved Funds," Morningstar Commentary 2/21/01). Therefore, you can either select investments based on someone's guess about the future, or you can select investments based on risk levels. And according to a Morningstar Commentary ("Predicting the Future" 9/1/95), over time, the later appears to be a more reliable forecasting method.
Now you can have your risk level checked and more professionally choose investments based on your preferred risk level. Potentially, selecting investments that coincide with your risk tolerance will be more comfortable. This comfort will help you stay on a program over a longer period of time and could improve your chances for higher long term returns.
Return the enclosed coupon for more information on how we can prepare a free risk ranking of your funds.