Index Annuity

<body><table width="700" border=0 align="center" cellpadding="0" bordercolor=#4A4A65 celspacing="0"> <tr align="right"> <td rowspan="8" valign="top"><img src="/images/vertdots.jpg" alt="" border="0" align=""></td> <td colspan="3"><img src="/images/visual.jpg" width="455" height="130" border="0" alt="Fixed Annuity, Variable Annuity, Equity Index Annuity, Immediate Annuity"> <img src="/images/arrow2.jpg" alt="" style="margin-top:-65px; margin-left:-665px;"> </td></tr><tr><td colspan="3"><h1> Index Annuity </h1> <br> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0" class="dots1"></td> </tr> <tr align="left" valign="top"><td width="22%"> <font size="2"> <a href="/rate.htm">Annuity Rate<br> Annuity Economics</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/marketing.htm">Annuity Marketing</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/education.htm">Annuity Education <br> Annuity Articles</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/about.htm">About Us</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/contact.htm">Contact Us</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/index.html">Home Page</a><img src="/images/borderh.jpg" alt="" border="0" align="right"></font> </td> <td align="left"><img src="/images/dots.jpg" alt="" width="3" height="270" border="0"></td> <td><div style="margin-left:15px; margin-right:15px"> <h2>Fixed Annuity, Variable Annuity, Index Annuity Agent Site</h2> <br> <b>You can provide death benefits to your heirs.</b> If you die prematurely, your annuity can offer a death benefit to your beneficiaries without the costs and delays of probate. Your beneficiaries will never receive less than what you have contributed (less any withdrawals). In addition, a spouse who inherits an annuity before distribution has begun can step in as the new owner of the annuity and the tax deferral continues until amounts are withdrawn. If distribution payments had begun, the benefits would generally have to be distributed to the beneficiary at least as rapidly as through the method in effect at the time of the annuitant's death. Taxation will continue to apply to those proceeds. Generally, a beneficiary who inherits an annuity before distribution begins can request a lump sum distribution without penalty but will be subject to full taxation on the accrued interest or gain on the contract. <br> <br> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0"><br><br> <b>To purchase an immediate annuity,</b> you make a one-time payment, and distributions typically begin within a month. Immediate annuities can be fixed or variable, just like deferred annuities. The income payments you receive from fixed immediate annuities are based on the amount you contribute, your age and the interest rate environment at the time of purchase. The payments to you will not change. The payments from variable immediate annuities fluctuate based on the performance of the investment options you choose. Although payments may go up or down, variable annuities are designed to provide income that can rise over time to help you keep pace with inflation. <br> <br> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0"><br><br> <b>Withdrawing Money from a Deferred Annuity.</b> When you're ready to start withdrawing money from your deferred annuity, you will need to choose how to receive your money. You can take it all out in a lump sum, take it as needed, or receive it in a steady stream of periodic payments – so-called "annuitizing." If you annuitize, you can receive a stream of income that is guaranteed to continue for the rest of your life, no matter how long you live. And, the tax liability can be spread out for the rest of your life too. Some of the earnings are included in each payment and are taxable, meanwhile, any earnings continue to accumulate tax-deferred on the remaining principal and earnings that have not yet been distributed. So, receiving distributions as periodic payments after retirement may further reduce your income tax liability, if you are in a lower tax bracket. Some annuities also provide you with an option to have a set amount, determined by you, automatically withdrawn and deposited directly in your checking account during a regularly scheduled period, such as monthly. You have many options on how you receive your money, each with its own tax ramifications. Consult your tax or financial advisor to tailor a plan for your particular needs. <br><br> You can find much more <strong>information by visiting</strong> <a href="http://annuity-fixed-variable.com">annuity-fixed-variable.com</a>. Please <a href="http://annuity-fixed-variable.com"><strong>click</strong></a> to visit our site.<br><br> </div><td rowspan="8" valign="top"><img src="/images/vertdots.jpg" alt="" border="0" align="" class="offset"></td> <tr><td colspan="3"> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0" class="dots"><br></td> </tr></table></center> <br><p><font size="-1"><a href="/rate.htm">Annuity Rate Annuity Economics </a> | <a href="/marketing.htm">Annuity Marketing </a> | <a href="/education.htm">Annuity Education Annuity Articles </a> <br> <a href="/site_map.htm">Site Map</a> | <a href="/about.htm">About Us</a> | <a href="/contact.htm">Contact Us</a> | <a href="/index.html">Home Page </a></font> </p><font size="1"><center>© 2008 <strong>Fixed Annuity, Variable Annuity, Equity Index Annuity, Immediate Annuity <br></strong>inquire(at)annuity-fixed-variable.com </center></font><br> <br> </body>