Variable Annuity

<body><center><table border=0 width="700" celspacing="0" cellpadding="0" bordercolor=#4A4A65> <tr align="right"> <td rowspan="8" valign="top"><img src="/images/vertdots.jpg" alt="" border="0" align=""></td> <td colspan="3"><img src="/images/visual5.jpg" width="455" height="130" border="0" alt="Fixed Annuity, Variable Annuity, Equity Index Annuity, Immediate Annuity"> <img src="/images/arrow2.jpg" alt="" style="margin-top:-65px; margin-left:-665px;"> </td></tr><tr><td colspan="3"><h1> Variable Annuity </h1> <br> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0" class="dots1"></td> </tr> <tr align="left" valign="top"><td width="22%"> <font size="2"> <a href="/rate.htm">Annuity Rate<br> Annuity Economics</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/marketing.htm">Annuity Marketing</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/education.htm">Annuity Education <br> Annuity Articles</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/about.htm">About Us</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/contact.htm">Contact Us</a><br><img src="/images/borderh.jpg" alt="" border="0" align="right"><br>  <a href="/index.html">Home Page</a><img src="/images/borderh.jpg" alt="" border="0" align="right"></font> </td> <td align="left"><img src="/images/dots.jpg" alt="" width="3" height="270" border="0"></td> <td><div style="margin-left:15px; margin-right:15px"> <h2>Fixed Annuity, Variable Annuity, Index Annuity Agent Site</h2> <br> <b>Everything described</b> up until this point describes the growth phase (called the accumulation phase) of the annuity. When and how do you get your money out? At the end of the term, you have three options:<br> <img src="/images/circle.gif" alt="" width="10" height="10" border="0">  You can leave the annuity alone and continue to let it grow<br> <img src="/images/circle.gif" alt="" width="10" height="10" border="0">  You can exchange the annuity to another company that may pay you a higher rate.<br> <img src="/images/circle.gif" alt="" width="10" height="10" border="0">  You can start to make withdrawals<br> The withdrawal phase is called the distribution phase. You have three options:<br> <img src="/images/circle.gif" alt="" width="10" height="10" border="0">  You may withdraw all of your money at once<br> <img src="/images/circle.gif" alt="" width="10" height="10" border="0">  You can withdraw some money each year based on your desires<br> <img src="/images/circle.gif" alt="" width="10" height="10" border="0">  You can annuitize the policy. <br> <br> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0"><br><br> <b>You can provide death benefits to your heirs</b>. If you die prematurely, your annuity can offer a death benefit to your beneficiaries without the costs and delays of probate. Your beneficiaries will never receive less than what you have contributed (less any withdrawals). In addition, a spouse who inherits an annuity before distribution has begun can step in as the new owner of the annuity and the tax deferral continues until amounts are withdrawn. If distribution payments had begun, the benefits would generally have to be distributed to the beneficiary at least as rapidly as through the method in effect at the time of the annuitant's death. Taxation will continue to apply to those proceeds. Generally, a beneficiary who inherits an annuity before distribution begins can request a lump sum distribution without penalty but will be subject to full taxation on the accrued interest or gain on the contract. <br> <br> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0"><br><br> <b>Where to Get CDs to Sell.</b> There is no license required to sell CDs but there are regulations for advertising. Also, even though there is no license requirement, the only way to place these trades is through a broker dealer. So you will need a securities license to join a broker dealer. Then, your broker dealer will have a listing of CDs available or you can log onto http://www.lasallebank.com/certificates_of_deposit/index.htmll and look at their CD inventory. LaSalle can also provide you ads that meet regulations and a good disclosure document to provide the CD buyers. Of course, you have no interest in selling CDs (they typically pay you a 1% commission) but some prospects will not want annuities. <br><br> You can find much more <strong>information by visiting</strong> <a href="http://annuity-fixed-variable.com">annuity-fixed-variable.com</a>. Please <a href="http://annuity-fixed-variable.com"><strong>click</strong></a> to visit our site. </div><br><br> <td rowspan="8" valign="top"><img src="/images/vertdots.jpg" alt="" border="0" align="" class="offset"></td> <tr><td colspan="3"> <img src="/images/hor_dots.jpg" alt="" width="350" height="5" border="0" class="dots"><br></td> </tr></table></center> <br><p><font size="-1"><a href="/rate.htm">Annuity Rate Annuity Economics </a> | <a href="/marketing.htm">Annuity Marketing </a> | <a href="/education.htm">Annuity Education Annuity Articles </a> <br> <a href="/site_map.htm">Site Map</a> | <a href="/about.htm">About Us</a> | <a href="/contact.htm">Contact Us</a> | <a href="/index.html">Home Page </a></font> </p><font size="1"><center>© 2008 <strong>Fixed Annuity, Variable Annuity, Equity Index Annuity, Immediate Annuity <br></strong>inquire(at)annuity-fixed-variable.com </center></font><br> <br> </body>